Homeowner Appraisal Services
Here are a few reasons why you might need an appraisal: You are refinancing a piece of property you own, applying for a home equity loan, thinking about listing your property, want to remove that extra PMI payment you are making every month, thinking about fighting your tax assessment, want a true market value of your home versus what a real estate agent wants to sell your home for, and appraisal review services:
When you order an appraisal or review from us, you can rest assured that you will get the best in professional service, courtesy, and quality.
Is your appraiser going to give you an appraisal on a form intended to be used by a lending institution or one that you can easily understand and comprehend? Here at Green Mountain Valuations, we want to help you through the entire process regardless of what you are using the appraisal for. We do not believe in just giving you an appraisal on a form that was written for lending institutions for their own purposes in which the typical person won't even understand. If you are not 100% satisfied with our services for any reason, we will do what it takes to make it right.
Refinance / Home Equity
Be sure that you request GREEN MOUNATIN VALUATIONS if your lender asks you for YOUR choice of appraisal firms. More than likely we are already on their "approved list", and if not we will quickly provide your lender with the necessary documentation to become approved.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own home because of your emotional attachment to it. A Green Mountain Valuations appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a Green Mountain Valuations appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just you or a real estate agent saying how much your home is worth.(See section on CMA VS Appraisal) Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value opinion than yours or a real estate agents.
PMI Removal Appraisals
A popular money saver for homeowners in the last few years is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping folks just like you rid themselves of unneeded PMI insurance.
Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and you'd like to have a professional "double-check" it for accuracy or do you need a second opinion without the expense and delay of waiting for a whole new appraisal?
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